Lutheran Church Extension Fund (LCEF) has served as the financial extension of The Lutheran Church—Missouri Synod (LCMS) since 1978, offering funding and resources in support of the church. Our investors make it possible for us to provide customized loans and support services to new and growing ministries as well as loans for rostered church workers who dedicate their lives to sharing the Gospel.
LCEF empowers LCMS ministries with every dollar invested. We provide customized loans and support services to new and growing ministries as well as rostered church workers who dedicate their lives to sharing the Gospel. We also offer investments for everyone from babies to grandparents. When you invest with LCEF, you’re not only supporting LCMS ministries, you’re also partnering with a financial institution that shares your Lutheran beliefs.
To find out more about how you can partner with LCEF, contact us in the District office or visit lcef.org.
Take Heart Scholarship
The Take Heart Scholarship is developed for high school seniors who will soon be entering higher education. Students who have an LCEF Young Investors Steward Account have the opportunity of financial support through the Take Heart Scholarship. Three awards of $3,000, $1,000 and $500 will be granted. The application window closes on May 1, 2024 and winners will be announced on May 31, 2024. Read more about it at www.lcef.org/scholarship.
The Grace Place Podcast
Church workers are dedicated to their vocation of ministering to God's people and sharing the good news of Jesus Christ and the forgiveness of sins. Along the way, how do you remain well while growing in your call? How do you avoid common pitfalls to wellness, learn skills to maintain or increase a healthy lifestyle, and increase your effectiveness as a minister? The Grace Place Wellness Podcast, presented by LCEF, helps church workers find relief from the pressures of ministry.
The Grace Place Wellness Podcast - Lutheran Church Extension Fund (lcef.org)
See how Victory Lutheran Church in Eden Prairie, MN fought for their land with the help of LCEF!
“The mission of Lutheran Church Extension Fund is to support The Lutheran Church—Missouri Synod by ensuring that financial resources and related services are available now and in the future.”
LCEF links
Interest Time - LCEF’s official quarterly magazine
LCMS Rostered Church Workers (RCW) Loans
The Rosters Church Worker Mortgage Loan Program offers adjustable and fixed rate options and is available for the purchase or refinance of a home. Applicants must be active or emeritus status and meet specific underwriting guidelines. They offer a competitive interest rate, minimum down payment of 5%, and no private mortgage insurance (PMI). For more information click on the link or contact Kai Larson.
Our team is here to serve you:
Kai Larson
District Vice President, Minnesota South & Minnesota North
952-223-2163
Kai.Larson@lcef.org | LCEF website page
National LCEF Office
800-843-5233
Fax: 314-996-1131
10733 Sunset Office Dr, Ste 300
St. Louis, MO 63127-1020
“It is a blessing for me to serve you, our churches, schools, and RSOs of the LCMS. Together, we are partners in ministry for His glory.
“My wife, Kimberly, and I are members at Beautiful Savior Lutheran Church in Plymouth. We have one daughter, Paige. I have a Bachelor of Science degree from Minnesota State University Moorhead, and I worked in the financial services industry for 18 years prior to joining LCEF in 2017. I enjoy following sports, football, basketball, and baseball.
“I look forward to getting to know you and your ministry better!”